Terms of use

By using baichdi.com you agree to these terms. Last updated: 5 November 2026.

Estimates, not advice

Our calculators and guides give general information and estimates to help you plan. They are not tax, legal, financial or employment advice, and they can’t account for every personal circumstance. Before making a decision that matters, check the official source linked on the page or speak to a qualified adviser.

Accuracy

We work hard to keep figures correct and current, and each tool shows when it was last checked. Rules change and mistakes can happen, so we can’t guarantee that every result is accurate, complete or up to date. If you find an error, please tell us.

Liability

The site is provided free and “as is”. To the extent the law allows, we are not liable for any loss arising from your use of the site or reliance on its results. Nothing in these terms limits liability that cannot be limited by law.

Using our content

You’re welcome to use the calculators for personal or work purposes and to link to any page. Please don’t copy our guides or calculator code to republish them elsewhere, or use automated tools to scrape the site, without permission.

Links to other sites

We link to government and other sites as sources. We aren’t responsible for their content or availability.

Changes

We may update these terms from time to time. The date at the top shows the latest version.